Fast, low-cost payments for the global economy.
Stellar (XLM) is a decentralized payment network designed to make sending money across borders
quick, affordable, and accessible to everyone.
Created in 2014 by Jed McCaleb (co-founder of Ripple), Stellar connects banks, payment systems, and people to enable instant international transfers using its native token, Lumens (XLM).
Below is live market data fetched directly from the CoinGecko API.
Stellar (XLM) Live Data
Current Price: $0.2517
Market Cap: $8,127,876,785
24h Volume: $86,932,928
24h Change: -1.21%
Rank: 23
Project Overview
Stellar was built to make global payments more inclusive and efficient. Its blockchain enables users to send, receive, and exchange digital representations of all forms of money - dollars, euros, crypto, or anything else.
The Stellar Development Foundation (SDF), a non-profit organization, oversees the project's development and fosters partnerships with financial institutions.
The Lumens (XLM) token acts as a bridge currency to reduce friction and costs in cross-asset transactions.
Key Insights
Stellar focuses on real-world adoption, targeting remittances, micro-payments, and cross-border commerce.
Its partnerships with global institutions - including MoneyGram and IBM - highlight its credibility in the financial sector.
With low fees and fast confirmation times, Stellar is one of the most practical blockchains for financial inclusion.
Common Questions About Stellar
1. What is Stellar (XLM)?
Stellar is a decentralized network designed for fast and affordable international money transfers.
2. Who created Stellar?
It was founded by Jed McCaleb, also co-founder of Ripple and Mt. Gox.
3. What is the role of Lumens (XLM)?
XLM acts as a bridge currency that facilitates cross-border and cross-asset transactions on the network.
4. How is Stellar different from Ripple?
Stellar is open-source and focused on financial inclusion for individuals, while Ripple mainly targets banks and institutions.
5. What are Stellar's use cases?
It's used for remittances, stablecoin issuance, and connecting traditional banking systems with blockchain technology.
Market Context
Stellar continues to play a major role in blockchain-based payments and financial inclusion. Its low fees and interoperability make it a strong competitor in the cross-border payments market.
With growing partnerships and stablecoin integrations, Stellar remains one of the most established networks for real-world blockchain adoption.